Frequently Asked Questions

Yes. The initial case review requires zero financial commitment and there's no obligation to do anything after. We evaluate your standing and outline your options. You decide from there.

No. Requesting a review has zero impact on your credit. We do not run credit checks as part of the review process.

Contact us immediately. We can still help, and timing matters when a lawsuit has been filed. The sooner we can review your case, the more options you may have.

Most reviews are completed within 2–3 business days from the time we have all the information we need. Complex cases — especially those involving multiple loans or tribal lenders — may take slightly longer.

We serve clients across the United States, with a few exceptions where state law restricts our services. When you submit the form, we'll let you know right away if we can help in your state.

No. The initial review only requires basic information: lender name, approximate loan amount, and your state. If we need copies of your loan documents to complete the evaluation, we'll walk you through exactly what to send.

That's fine. Most lenders are required to provide loan documents on request, and we can help you request them if needed. Missing documents don't disqualify you from a review.

Tribal lenders often claim sovereign immunity to avoid state lending laws, but that claim is not always valid. Many tribal loan arrangements have been successfully challenged. If your loan is from a tribal lender, it's worth having it reviewed.

You may still have options. In some cases, borrowers who paid on illegal loans have been able to recover money after the fact. Submit a review and we'll tell you if it's worth pursuing.

Yes. Cordoba Legal Group is a licensed law firm based in Boca Raton, Florida. We review payday loan cases nationwide in partnership with qualified legal professionals in relevant jurisdictions.